Home Equity Loans

We are an alternative lender helping Canadians by offering solutions in non-traditional home equity loans. We take care of our clients by focusing on the “Next Step” but never losing sight of their financial goals.

Why Choose Us

As part of our efforts to improve the financial lives of Canadians, we manages the entire lending process to solve complex financial problems.

Benefits of a Home Equity Loan

Refinance or renewing your mortgage?

Download Mortgage Documents and Forms (PDF)

Looking to do a full mortgage application.

Unsecured Personal Loan
Borrow up to $15,000.00.

When banks aren’t an option, we can help you get a personal loans.

Who We Are

With over 10 years of experience in alternative lending, LM is an industry leader in helping Canadians.

LM Financial Services Inc (LM) is an expert in providing advice and creative financing solutions for those looking to rebuild or establish their credit. Although almost everything we do relies on using credit in one form or another, most Canadians are not educated in establishing and maintaining their credit score. Learn More

Our dedicated team of professionals walk clients through the process of obtaining the financing they need to boost their credit and clear up anything that might be holding them back.

After over 10 years of experience in alternative lending, LM is an industry leader in helping Canadians get on the right track with their financing. Throughout the years, we have developed a comprehensive application process to help us determine which financial vehicle to employ to make the most impact on a client’s credit health.

With the goal of serving as Canada’s one-stop-shop for credit services, our affiliate companies – Centum LM Group and Financial Square Inc – allow us the privilege of not only providing services to individuals but to businesses as well.”

Leading the way to financial strength, we are the pioneers of creative solutions to credit repair.

Our dedicated team of professionals walk clients through the process of obtaining the financing they need to boost their credit and clear up anything that might be holding them back.

Download Documents and Forms

Refinancing is also a good option to pull out equity for consolidating, home improvements, investments, college expenses, and more.

LM Financial Services
Based on 47 reviews
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Nick MichailidisNick Michailidis
10:59 05 Nov 22
I used to refer people to these guys for loans. Big mistake. These guys are thieves. Do not do business with them. They lie all the time. Don't trust Cristina. They also have a mortgage section. Don't use them. They are scammers.
Misty RushMisty Rush
01:29 29 Aug 22
DO NOT GET HELP FROM THESE PPL. Like the last few reviews, I mark them up for zero stars ... I thought they were helping me when in reality they were out to get possession of my home. I was so desperate for help when they said they would help me they were not. They tried to threaten me, told me they were going to put tape across my door. As a single indigenous mother I struggled for a bit.... Thought these ppl were helping me.... When they talked me into 12 months of loan contract then tried to get all in a lump sum..... STAY AWAY...
Kelauren LeighKelauren Leigh
21:13 10 May 22
I had an amazing experience with LM Financial. They weren’t judgmental about my situation at all, and have helped me pay off my debts so I can start rebuilding my credit. Very happy with their customer service.Thank you!!!!
Mr MrsMr Mrs
20:57 25 Apr 22
Worst place to get a loan from. They have the worst communication ever. They tell you all these lies and false information on how to pay off your loan. They say they want to help you and they are trying to help you, but they aren't. They don't speak clearly and when you try to get clarification from them, they get more confused, but they say the answer you want to hear. This place cause me to have so much of a headache. They make up things and say all these thing that make you happy and never follow through with it. They have empty promises. Spoke to so many different people just to get scammed and lose more money.
Holly KingstonHolly Kingston
18:57 10 Jun 21
My husband and I are new to the financial investing world and have had nothing but a great experience from LM Financial Services. Thank you so much to Tony for acting as our guide and paving the way to our exploration of investing. Your dedication, time and attention to our questions are so valued and appreciated. You have completely changed our life with your knowledge and advice! Thank you to Stella for facilitating our meeting, greeting us with kindness and warmth, and educating us with your extensive knowledge! & Thank you to Sean for ensuring we felt protected, comfortable and making us feel like we could ask all the questions! Great organization with a strong team! Absolutely recommend!

Client Testimonials

“I want to say thank you for all the hard work you are doing on my behalf. This has not been easy and you never gave up, even with all the surprises I threw at you. No matter if this ended up with a no go for me or a yay you are good to go it’s important to note that you and absolutely everyone I spoke with at LM Financial were great. Professional, kind and always treated me with dignity and respect. That is not always the case for someone in my position and I truly appreciate it. Thank you”


Ecklundson Construction Ltd.

“After working in the financial world for almost 20 years, I have never dealt with a lending institution that works so hard and values their clients like LM Financial does! They treat people like family and always get the $$ needed to help rebuild consumers credit! Thanks to you Julieth, and the rest of the LM Financial Team!!!! It’s a pleasure working with you!!!!!”



Senior Collections Officer
National Credit Recovery INC